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    <title>Northridge California Real Estate, Olga Fragoso,  Consultant,  sellers &amp; buyers agent.</title>
    <link>http://olgafragoso.activerain.com/</link>
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      <guid>http://olgafragoso.activerain.com/post/480681/homeowners-are-not-aware-of-the-services-that-mortgage-lenders-can-offer-a-person-behind-in-their-mortgage-</guid>
      <title>Homeowners are not aware of the services that mortgage lenders can offer a person behind in their mortgage.</title>
      <description>&lt;p&gt;Many homeowners are not aware of the services that mortgage lenders can offer when a person is behind in their mortgage, they are afraid to ask questions, more than 50% of the families foreclosed upon never call for help! ,is a phone # 1 888 995-HOPE,&amp;nbsp;&amp;nbsp; For this process the borrower have to be ready with the information about the loan (how many months behind, loan #, first loan. 2nd loan, line of credit, etc. also need to have information about their income, Expect a counselor to recommend a course of actions, this services is free of charge.&amp;nbsp; In some cases, the counselor will recommended the borrower call another counselor, in the borrower area and get counseling in person. for Los Angeles other ph# 213 381-2862 or email at: &lt;a href=&quot;mailto:counseling@lanhs.org&quot;&gt;counseling@lanhs.org&lt;/a&gt; or they can visit:&amp;nbsp;&amp;nbsp;hopenow.com&amp;nbsp;&amp;nbsp; Calling the number puts them in contact with a HUD-approved counselor affiliated with the non-profit&amp;nbsp; Homeownership Preservation Foundation., hotline sponsored by Neighbor works America, a non-profit organization.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Olga Fragoso (Keller Williams R.R.Gable)</dc:creator>
      <pubDate>Wed, 23 Apr 2008 00:00:23 -0500</pubDate>
      <link>http://olgafragoso.activerain.com/post/480681/homeowners-are-not-aware-of-the-services-that-mortgage-lenders-can-offer-a-person-behind-in-their-mortgage-</link>
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